See all 11th-12th Grades Standards
High School Course Review

High School Course Review

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Here's how High School Course Review aligns with curriculum standards in Utah. Use the filters to change the location, set of standards, and grade level.

STRAND 1: Students will understand basic economic concepts and develop economic thinking critical to making personal financial choices.

Standard 1: Understand how basic economic principles affect personal financial choices.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with High School Course Review
Apply economic reasoning skills to make informed personal financial decisions, including opportunity cost (trade‑offs) and their role in decision‑making.

STRAND 2: Students will understand the factors that influence personal financial priorities and learn how to make rational decisions.

Standard 2: Define a rational decision‑making process.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with High School Course Review
Describe cost‑benefit analysis as a rational decision‑making process.

STRAND 5: Students will understand principles of personal money management, including budgeting and managing accounts, and the role and impact of credit on personal finance.

Standard 1: Identify and explain the process of budgeting based on projected income and expenses.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with High School Course Review
Define the elements of a financial plan and describe the benefits of financial planning.
Identify short‑ and long‑term financial goals and the impact they have on one's financial plan.
Develop a budget that includes the following categories: spending/debt, savings, investing, charitable contributions (such as the 70‑20‑10 rule).

Standard 2: Describe and discuss the impact of credit and debt on personal money management.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with High School Course Review
Discuss the purpose and role of credit. Explain the value of building and maintaining a healthy credit rating, including elements of creditworthiness: character, capacity, capital, collateral, and conditions.

Standard 3: Explain and understand credit reports and the significance of credit scores.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with High School Course Review
Evaluate the impact a credit score has on personal finance.